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From: hippo on 12 Apr 2010 09:34
Everyone insured with AAMI who has remained claim free for a number of
years can now accrue rewards in addition to preserved-for-life NCB,
including lower excess, rental car free of charge, etc. So hang on....
what benefit do I actually get if I continue to be claim free? Erm... none
that I can see!

BTW, has anyone else noticed that the goose in the AAMI TV ad who's
whinging about being claim free and not getting any recognition for it is
parked on the wrong side of the street?

--
Posted at www.usenet.com.au
From: Neil Gerace on 12 Apr 2010 10:31
hippo wrote:
> Everyone insured with AAMI who has remained claim free for a number of
> years can now accrue rewards in addition to preserved-for-life NCB,
> including lower excess, rental car free of charge, etc. So hang on....
> what benefit do I actually get if I continue to be claim free? Erm... none
> that I can see!

I wonder if they reward Mr Magoo type drivers, where things just happen around them :)
From: Doug Jewell on 13 Apr 2010 04:39
hippo wrote:
> Everyone insured with AAMI who has remained claim free for a number of
> years can now accrue rewards in addition to preserved-for-life NCB,
> including lower excess, rental car free of charge, etc. So hang on....
> what benefit do I actually get if I continue to be claim free? Erm... none
> that I can see!
I gave AAMI the bum's rush on my car insurance last year.
I've been insured with them for about 20 years - claim free
for about the last 15 (and that claim the other driver was
at fault), and I figured that what I was getting charged was
starting to get ridiculous. Rang around and RACQ were
prepared to cover me with pay-by-the-month premiums for 30%
less than AAMI's annual fee, and with a lower NCB and higher
agreed value. Gave AAMI the option to match, and they came
back about 10% less than their previous price, so RACQ got
the business.

I still have my 50cc scooter insured with AAMI. When I did
the ring around, a lot of insurers either wouldn't touch it,
or wouldn't touch me (because I don't have a motorbike
licence, only car licence - which is legal in QLD for a
scooter), and the others that would insure me/it were at
least double AAMI's price. One quote I got (can't remember
the company now) was actually more than the new purchase
price of the scoot!!!
>
> BTW, has anyone else noticed that the goose in the AAMI TV ad who's
> whinging about being claim free and not getting any recognition for it is
> parked on the wrong side of the street?
>


--
What is the difference between a duck?
From: Mr.T on 14 Apr 2010 02:51

"hippo" <am9obmhAc2hvYWwubmV0LmF1(a)REGISTERED_USER_usenet.com.au> wrote in
message news:hq3lm1$url$1(a)news.eternal-september.org...
> I just think the rewards scheme is
> a good way of making people feel warm and fuzzy for pretty well no cost to
> the insurer *unless* the driver has an accident.

What are the "rewards"??? Don't all insurance companies offer a no claim
discount? Wasn't AAMI in fact the first to offer a "lifetime" rating 1, thus
mostly negating the "no claim" part of the discount for many? They should
have a *continual* increase in no claim discount IMO, until an at fault
claim is made. However no one does that AFAIK. The AAMI ad seems totally
pointless IMO.

MrT.


From: hippo on 14 Apr 2010 08:52
Mr.T wrote:
>
>
> "hippo" <am9obmhAc2hvYWwubmV0LmF1(a)REGISTERED_USER_usenet.com.au> wrote in
> message news:hq3lm1$url$1(a)news.eternal-september.org...
> > I just think the rewards scheme is
> > a good way of making people feel warm and fuzzy for pretty well no cost to
> > the insurer *unless* the driver has an accident.
>
> What are the "rewards"??? Don't all insurance companies offer a no claim
> discount? Wasn't AAMI in fact the first to offer a "lifetime" rating 1, thus
> mostly negating the "no claim" part of the discount for many? They should
> have a *continual* increase in no claim discount IMO, until an at fault
> claim is made. However no one does that AFAIK. The AAMI ad seems totally
> pointless IMO.
>
> MrT.
>
>
>
>

No, there *are* additional benefits to long term non-claimants, but *only*
in the event they have an accident.

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